What Is A Pre-employment Medical Check Up? 

Pre-employment Health Checkup, Employee Medical Check up | Medical science,  Science icons, Medical

A comprehensive pre-employment medical examination is an essential component of the benefits package offered by any company. This gives the firm assurance and information regarding the newly employed candidate’s health and well-being. At the time of employment and every year after, it is now standard practice for many businesses to subject their staff members to a comprehensive medical examination. 

The fundamental screening procedures required to establish whether a candidate meets the minimum medical fitness standards for the position are included in the pre-employment checkup to attain health insurance for employees.  

Maintaining safety at workplace – 

When applying for a profession that places a premium on health and safety, like driving, piloting, or working in automation, the new applicant must demonstrate that they do not suffer from any medical disorders that could put other people’s lives in danger. 

Compilation of health record information – 

An employee’s future health state can be compared to their baseline health status, established through a pre-employment health assessment. It detects pre-existing medical disorders, such as lifestyle and infectious diseases, that have the potential to be negatively impacted by occupational exposure. 

Determine your level of productivity and efficiency – 

It is determined by these examinations whether the newly hired worker suffers from any medical issues that would inhibit their productivity once employed. Companies know the significance of having healthy workers since an employee’s level of effectiveness and productivity on the job is closely related to their physical well-being. 

Reimbursement of medical expenses – 

Companies are starting to place a higher emphasis on the health and well-being of their employees because medical care costs continue to rise. Several businesses offer their staff either complete or partial reimbursement for medical expenses via health insurance. An employee who suffers from a long-term sickness that may require frequent hospitalisation* and absenteeism from work may result in a significant financial burden for the firm.  

What kind of things are looked at during pre-employment screenings? 

Types of health insurance and what it covers – 

The pre-employment examinations often consist of simple screening tests that comprehensively analyse the applicant’s current state of health. 

The following exam is typically a part of them. However, the specifics can differ from one organisation to the next. 

  • Carry out a complete medical and physical examination in addition to laboratory investigations 
  • Complete Count of Blood 
  • Evaluation of Blood Sugar (usually fasting) 
  • Urine Routine & Microscopy 
  • The Rh Factor and Blood Groups 
  • X-ray of the chest, electrocardiogram, lipid profile 
  • Evaluation of kidney function 
  • Evaluation of liver functions 
  • Optional tests 
  • HIV HBsAg (Hepatitis) 

The obligation for the health checkup of employees is with the firm. Indus has devised specialised pre-employment and executive health checkup packages for its clients. In addition, it can create bespoke bundles based on the precise needs of an individual organisation for its health insurance needs. 

In addition, the government of India has decided to provide a tax credit of Rs. 5000/- u/s for preventative health examinations beginning in 2012 under section 80 D. A health checkup for employees is vital not only for the company but also for the person because everyone wants to know the actual state of their health and live a healthy life with their family. 

‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘ 

Tax benefit is subject to change in prevalent tax laws 

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply 

(* Standard T&C Apply )

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